*updated November 18th, 2025
Volume #2
I’ve been thinking a lot lately about infrastructure.
Not the sexy kind of personal development work—not the vision boards or the morning rituals or the manifesting meditations (though I love all of those in small random doses).
I’m talking about the systems underneath. The ones we don’t think about until they’re either supporting us or silently sabotaging everything we’re building.
In July, I had a reckoning with my financial infrastructure. And it led me to a question I couldn’t shake:
What if I’m doing all the inner work right, but my external systems are still operating on old, extractive models?
Today’s newsletter is about alignment at every level.
The banking systems that either drain you or grow with you.
The books that mirror your internal battles back to you.
The energy of money itself and how to actually work with it.
Because manifestation without infrastructure is just wishful thinking.
And infrastructure without consciousness is just going through the motions.
Read on, my friend—and let’s start putting our money where our hopes are and make this shift happen, faster.
When the Universe Said: “Girl, Check Your Bank Account”
I thought I was doing everything right with my manifestation practice.
I was accepting where I was at financially. I was asking the universe to bring in more for the desires I had.
I was holding the vision, doing the inner work, staying aligned.
And money was flowing. But something felt… inefficient.
Then my bank sent me a letter.
You know the type—glossy, full of corporate excitement about “innovation” and how valued I am as a “client.”
They were increasing my account fees. Again.
And my credit card fees. Again.
I did the math. Their “innovation” meant they’d be extracting an extra $1,500 per year from me.
Using my money in their lending programs.
Giving me back exactly zero dollars in return.
I’ve been thinking a lot lately about infrastructure, {{ first_name }}.
Not the sexy kind of personal development work—not the vision boards or the morning rituals or the manifesting meditations (though I love all of those in small random doses).
I’m talking about the systems underneath. The ones we don’t think about until they’re either supporting us or silently sabotaging everything we’re building.
In July, I had a reckoning with my financial infrastructure. And it led me to a question I couldn’t shake:
What if I’m doing all the inner work right, but my external systems are still operating on old, extractive models?
Today’s newsletter is about alignment at every level.
The banking systems that either drain you or grow with you.
The books that mirror your internal battles back to you.
The energy of money itself and how to actually work with it.
Because manifestation without infrastructure is just wishful thinking.
And infrastructure without consciousness is just going through the motions.
Read on, my friend—and let’s start putting our money where our hopes are and make this shift happen, faster.
When the Universe Said: “Girl, Check Your Bank Account”
I thought I was doing everything right with my manifestation practice.
I was accepting where I was at financially. I was asking the universe to bring in more for the desires I had.
I was holding the vision, doing the inner work, staying aligned.
And money was flowing. But something felt… inefficient.
Then my bank sent me a letter.
You know the type—glossy, full of corporate excitement about “innovation” and how valued I am as a “client.”
They were increasing my account fees. Again.
And my credit card fees. Again.
I did the math. Their “innovation” meant they’d be extracting an extra $1,500 per year from me.
Using my money in their lending programs.
Giving me back exactly zero dollars in return.
I could feel the old reactive energy rising—that familiar anger at “the system.”
But I’ve learned better.
Before I spiraled, I sat down for a tracking and channeling session to ask:
What’s the next bridge as humanity evolves its financial systems?
(And no, before you ask—we’re not going back to barter or becoming a moneyless society.
That’s not happening in our lifetime, friends.)
What I saw was something more elegant: a rebalancing.
The new banking models aren’t about dismantling the system—they’re about fairness within it.
When money pools together and amplifies everyone’s efforts, all participating parties get paid back as growth is achieved.
Not just the institution. Not just the shareholders. Everyone in the pool.
The universe was showing me the infrastructure I was missing.
See, I’d been using one of the Big 5 banks. Reliable, yes. Safe, sure.
And expensive as hell—in ways that went far beyond those monthly fees.
The real cost was opportunity.
Every day my money sat there earning nothing while the bank used it to earn everything.
I made the switch over the summer.
Nothing dramatic—just moved our accounts to a platform that actually shares the growth with me.
WealthSimple, if you’re curious.
(If you want to check it out, here’s my share code: www.wealthsimple.com/invite/GRYGWW)
Then in early October, I sat down to do our monthly financial charting.
And I saw an anomaly in the spreadsheet.
I thought my math was wrong. I triple-checked the formulas. But no—the numbers were right.
The simple changes we’d made over the summer had already started paying me back.
Without me lifting another finger.
My money was working harder to grow for me than I was having to work for it.
That’s when it clicked.
Manifestation needs two types of infrastructure:
-
A banking system aligned with growth.
-
A mind aligned with the dream.
I’d been doing the spiritual work—the visioning, the asking, the receiving.
But I was trying to channel abundance through a system designed to extract from me, not grow with me.
The universe provides compounding interest.
So do smart banking platforms.
Old models are raking us over the coals, friends.
And I’m not just talking about fees—I’m talking about the opportunity cost of letting institutions profit from our money while we get nothing in return.
When I aligned both infrastructures—inner and outer, energetic and practical—that’s when things started moving exponentially.
Your manifestation practice is working.
The question is: are your systems set up to actually receive what you’re calling in?
Energetics of Money – let’s go deeper!
After reading about my banking revelation, you might be wondering:
"Okay, I get that I need both infrastructures—the mindset AND the systems. But how do I actually work with the energy of money to make this shift?"
I recorded a podcast episode that goes deeper into exactly this.
🎧 The Do’s and Don’ts of Money Manifestation
Because here’s what I’ve learned: you can have the best banking platform in the world,
but if your energetic relationship with money is still rooted in scarcity, extraction, or old programming,
you’re still blocking the flow.
In this episode, we dive into the often-overlooked layers of money’s energy— how it moves, grows, and responds to your mindset and actions.
We’ll explore:
-
Why your money magic isn’t coming to fruition (hint: it’s not about doing more rituals)
-
The mindset shift required to align with abundance—spiritually and practically
-
How to gamify your money mindset so growth feels natural, not forced
-
The higher levels of leadership needed to hold and grow large sums (because receiving is a skill, not just a wish)
Whether you’re ready to shift out of financial stagnation or preparing to hold greater levels of wealth, this episode will guide you toward a more empowered approach to money — one where the universe and your bank account are both working in your favor.
What I’m Reading…
The Book of Azrael Series by Amber V. Nicole
I just picked up Book 4 in Amber V. Nicole's Book of Azrael series,
and I need to tell you about Book 1 because this series has been medicine for my soul.
Here’s what hooked me: Dianna’s war within herself.
Her battle to find her own light when everything around her—and inside her—felt impossibly heavy.
I saw myself in that struggle.
The way she wore her shadow like armor, as if she was her trauma.
As if her darkness defined her worth.
The fight to set her magic free—to let it do good in the world instead of staying locked behind walls of protection and pain.
I see this same battle in so many of my clients.
That moment when you’re standing at the edge of your power but convinced you’re too broken, too dark, too much to actually be the light you’re meant to bring.
Dianna’s journey isn’t about transcending the darkness—it’s about integrating it.
And just when you think a breakthrough is coming, just when you think all will be well in the world... no.
Absolutely not. The trauma pulls you under again.
A new internal war begins.
Because that’s how real transformation works, isn’t it?
It’s not linear. It’s not one healing moment and done.
The cocktail here?
A morally grey FMC + a golden boy with golden retriever energy + enemies-to-lovers + ancient gods + a dash of mythology.
It shouldn’t work, but it does.
If you love urban fantasy, magic, intuition, romance—and especially if you’re in reverence for the internal struggle of becoming who you’re meant to be—you need this series.
Start with Book 1. Follow Dianna into the dark. Watch her find her light.
Then do the same for yourself.
Grab your copy here:
So here’s where I landed this week:
Where are the mismatches in my life between what I say I want and the systems I’m actually using to get there?
It’s easy to blame the universe for not delivering.
It’s harder to look at our bank accounts, our habits, our daily choices and ask: Am I actually set up to receive what I’m calling in?
The good news? Once you see the mismatch, you can fix it.
Sometimes it’s as simple as switching banks.
Sometimes it’s as deep as rewriting your entire relationship with your own worth and power.
Either way, the work is worth it.
I’d love to hear from you—what infrastructure in your life needs an upgrade? Hit reply and tell me. I read every single response.
Until next time,
Caitlin
P.S. If you loved this newsletter, forward it to someone who needs to hear it.
And if someone forwarded this to you—welcome!
P.P.S. I’m brewing up a new community that will be ready for you in December!
Should we make our first month together all about money magic and manifestation?!
